Our services

Comprehensive healthcare solutions for your business, keeping your team healthy and your company thriving.

1. Understand Your Business

We take the time to learn about your company, industry, and healthcare priorities, ensuring we find the right solution that supports your employees and business goals.

2. Sourcing the Best Cover

With access to a wide range of insurers, we compare policies to find the most cost effective and comprehensive solutions, tailored to your workforce and budget.

3. Clear, Expert Advice

We break down the options in simple terms, helping you understand the benefits, exclusions, and how the policy supports employee wellbeing and retention.

4. Ongoing Support & Management

From handling claims and policy updates to renewals and employee queries, we provide continuous support, ensuring your business gets the most from its healthcare cover.

Private Medical Insurance

Private Medical Insurance (PMI) is a valuable employee benefit that provides fast access to high-quality healthcare services, helping businesses ensure their teams stay healthy and productive. With PMI, employees can bypass NHS waiting lists and receive treatment at private hospitals or clinics at a time and location that suits them.


Key benefits for businesses include


  • Attracting and Retaining Talent: Offering PMI demonstrates your commitment to employee wellbeing, making your business more attractive to current and prospective staff.


  • Reduced Absenteeism: Quicker access to treatment can help employees recover faster, minimizing downtime.


  • Improved Employee Morale: Knowing they have access to premium healthcare can boost employee satisfaction and loyalty.


Most policies cover services such as consultations, diagnostic tests, inpatient care, and specialist treatments. Employers can choose from flexible options to suit their budget and workforce needs, from fully funded plans to voluntary schemes.


Investing in PMI is a smart way to enhance your benefits package while fostering a healthier, more engaged workforce.

Key Man Cover

Key Man Cover protects companies against financial loss caused by the death or critical illness of a key employee. These are individuals whose expertise, leadership, or client relationships are critical to the success of the business.


Why Your Business Needs Key Man Cover


  • Financial Security: The policy provides a lump sum payout to cover potential losses, such as reduced revenue or the cost of finding and training a replacement.


  • Business Continuity: Ensures the company can maintain operations and stability during challenging times.


  • Creditor Confidence: Demonstrates to investors and lenders that the business has safeguards in place to mitigate risks.


Typical beneficiaries of this policy include senior executives, company directors, or employees with unique technical skills. Policies can be tailored to cover life insurance, critical illness, or a combination of both, offering flexibility to meet your business needs.


Protect your business from unexpected disruptions and secure its future with Key Man Cover.

Cash Plan

Health cash plans are an affordable employee benefit that helps cover everyday healthcare expenses. These schemes reimburse employees for essential health costs, such as dental check-ups, optical care, physiotherapy, and more.


Why Offer a Health Cash Plan?


  • Boost Employee Wellbeing: Employees can access routine healthcare without worrying about costs.


  • Increase Productivity: Healthier employees are more focused and less likely to take sick days.


  • Attract and Retain Talent: Offering a cash plan enhances your employee benefits package, making your business more competitive.


  • Affordable for Employers: Cash plans are a cost-effective way to support staff health compared to other healthcare options.


Cash plans are flexible, allowing businesses to choose levels of coverage that suit their budgets and workforce needs. Some schemes also include perks like 24/7 helplines, mental health support, and discounts on health services.


Invest in your team's health with a cash plan scheme and enjoy the benefits of a healthier, happier workplace.

Group Life

A Group Life Insurance policy (also known as Death in Service benefit) is an insurance policy that employers provide for their employees. If an employee passes away while employed, the policy pays a tax-free lump sum to their beneficiaries.


Key Benefits for UK Employers


Attract & Retain Talent


  • Valuable employee benefit that helps attract and retain skilled workers by offering financial security.
  • Competitive advantage that positions your company as a caring and responsible employer.


Financial Security for Employees’ Families


  • Provides peace of mind, allowing your employees to feel reassured that their loved ones will be financially supported.
  • Tax free lump sum payout to beneficiaries.


Cost-Effective Protection


  • More affordable than individual policies. Group cover is cheaper per employee than individual life insurance.
  • No medical checks meaning employees are covered automatically, regardless of health conditions.


Business Tax Advantages


  • It is a tax-Deductible Expense. Premiums paid by the company are usually treated as a business expense for tax purposes.
  • No national insurance contributions (NICs). Unlike salary increases, group life premiums do not attract employer NICs.


Simple to Set Up and Administer



  • Minimal admin as the policies are straightforward to manage with annual reviews.
  • Flexible options, allowing employers to tailor benefits, such as payout amounts and additional services like bereavement support.


Why Should Your Company Consider Group Life Cover?


It’s an affordable way to support employees, enhance benefits packages, and gain tax advantages, making your business more competitive and caring, whilst improving employee wellbeing and loyalty.

Employee Assistance Programme

An Employee Assistance Programme (EAP) provides confidential support and counselling for employees dealing with personal or work related challenges, helping businesses create a healthier and more productive workforce.


Key Benefits for Companies


  • Improves Employee Wellbeing: 24/7 counselling for stress, anxiety, and mental health.


  • Boosts Productivity and Performance: Helps employees stay focused and engaged.


  • Enhances Retention and Morale: Shows employees you care, reducing staff turnover.


  • Cost Effective Support: Affordable way to reduce absenteeism and improve efficiency.


  • Legal and Financial Advice: Assistance with legal issues, debt, and financial wellbeing.


Why Offer an EAP?


Offering an EAP enhances employee wellbeing, strengthens workplace culture, and improves business performance. Improved wellbeing can lead to a happier, more productive workforce.

Business Travel

A business travel policy outlines the guidelines and procedures for employees who travel for work. It can include approved travel expenses, as well as booking protocols, and safety procedures to ensure that business travel is efficient, cost-effective, and safe.


Key Benefits for UK Companies


  • Cost control, helps to manage travel expenses and secure discounts.


  • Employee safety and wellbeing. Provides clear health, safety, and insurance guidelines.


  • Efficiency, ensuring streamlined travel processes, saving time and reducing errors.


  • Risk management, meeting legal obligations and protects employees during travel.


  • Increased employee satisfaction and productivity. Transparent policies on expenses, allowing smoother travel experiences.


Key Benefits for Employees


  • Clear expense guidelines meaning employees understand what’s covered and how to get reimbursed quickly.


  • Health and safety is clearly outlined, detailing procedures for safety, with travel insurance for emergencies.


  • Streamlined travel making it an easy booking process, including potential discounts, and efficient arrangements.


  • Peace of mind, providing legal protection and support in emergencies.


A business travel policy ensures stress free, safe, and well supported travel for employees, whilst allowing businesses to improve efficiency and control costs.

Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.

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